Collection of Loan Phone

After the insurance claim was approved and the damaged galaxy note replaced, I have arranged 3 times (not counting the numerous phone calls) for the loan phone to be collected. Still sitting with it. I think there is a law clause that states something in the line of a loan item will become your property if you have looked after it for a certain period of time. Well, I think it is now time that the SAMSUNG-S4 loan phone becomes my property.<br> <br> This is not a complaint, just for MTN's information. I am happy to keep the loan phone. Someone working for me will reap great benefits from it. Thanking you for your kindness in letting me keep the loan phone after I have tried my best to return it.