Car companies do not want to sell cars

Why is it that if a customer has money the vehicle industry makes it harder for one to purchase a new vehicle but if you don\t HAVE ANY MONEY THEN THEY welcom you with open arms. Is this due to the fact that the FINANCIAL INSTITUTIONS WILL LOOSE OUT BECAUSE THEY LOOSE MONEY. After all WHY DOES A HOUSE TAKE 20 YRS TO PAY OFF BUT A VEHICLE WHICH COSTS MORE then a house takes 5rys!!!! Shame FORM AT THE GLEN AND SHAME BOOYSENS VW SHAME."