Worst ever.

I bought my car in 2017 September and was paying fine, but then in 2022 I lost my job and informed. Time went by and I then couldn't make direct deposits to them because my Ref didn't exist anymore (I don't know why) I reached out to them and months went by without a word from them then I decided to check my credit profile only to discover that my account has been closed in Sept 2023. Now they kept sending different collectors and I told them the same thing that payments don't go through coz the account is closed, I even provided my bank details for a debit order that they never did. Now beginning of Jan a different collector WhatsApp 'Ed me demanding that I surrender the car and making all sorts of threats and harassing me telling me about cam cars and whatnot. Once MFC sees that you're about to finish your car, they mess with you and hide behind collectors while ruining your credit life in the process. I honestly cannot wait for my day in court with them.