WANT TO REPOSSESS MY CAR WITH ONLY 2MONTHS ARRERS

Like everyone, I was badly affected by the covid-19 pandemic and there was a time I was not receiving a salary and when I only received only part of. I have however worked hard to bring my account up to date, i have in the passed month paid a total of R16, 467.83 to be able to bring my arrears to be up to be within after 30 Days On 08/04/2022 I called and spoke with Akhil to explain my situation that i have paid R16 467.83 and if he can please allow me until end of May to bring my account up to date be he said i had to pay 70% of the amount by the following day or he is handing over my account for external collection and to repossess my car.

He said he would send people to come and inspect the car.I feel that this is really unfair taking into consideration my account is only in 1month 30days+ in arrears.I had proposed that i will pay 2x installments by end of April and another 2x installments by end of May, and in that way my account would then be current

On Monday 12th I was contacted by Maggy, who said she's an external collector. She advised that MFC required immediate payment or they must take the car into "storage". She also contacted my employer to ask for my work address for a reason i do not know.