Victim of Nedbank MFC

I feel like I’m a victim of Nedbank MFC , they financed my car I signed a contract that my debit order must go off on the 25 of every month but they took my money before the time and it affects my credit score , it happened almost every month last time it was on the 22nd on a Friday I had couples of thousands in my account I was at the petrol station filling up petrol and I used my bank card to pay and it declined when I check my app to my surprise Nedbank MFC took my money I was already on minus I was so stranded I couldn’t buy airtime to ask for help I have to leave my belongings my cellphone and company laptop to go and look for money so I can able to pay , during December they took my money before the agreed date around the 15th and this happened every year December I left stranded December 2022 in Cape Town as Nedbank MFC took my money before the time I feel like I’m a victim they don’t care about me they do as it please them