Unhappy MFC client....

Good my name is Thomas Motaung i have a financed vehicle where mfc devision of nedbank are financing my i bought the car in nevember 2022 its a year now last year november i had financial strains but did not affect my relationship with nedbank inhave been paying on time everymonth i just dropped my insurance in november last year early this year mfc asked me to provide my insurance which i couldnt do then they took out an insurance on my behalf from motohappy and the insurance was included in my installment wich increased by almost 800r and which i understood them when they tell me that as long m paying for the car i must have an insurance i paid the proposed amount end of february on the 28/02/2024 i paid again end of march on the 28/03/2024 payments were done via EFT full amount not a cent less on the 30th march i was in an accident my car was badly hit at the back i tried to call motohappy but i learned that motohappy doesnt have any policy under my name i went to MFC on the 2/04/2024 when i got there i was told that nedbank the previous two months never made any payment to motohappy as my insurer now m stuck with a vehicle thats not moving and m still expected to pay .. m very disappointed with MFC and how they are doing things ..