Sick,tired and disappointed

I’m disappointed by MFC,we are currently on lockdown,because of the curfew hour,our hours have been cut off,and our salaries have been affected,I gave them a letter as prove,from my work place which states that my salary has been cut off,I’m getting paid 40% of my original salary but the insist that I should pay my instalment,with what money,first is they sold me a car that had problems,I complained about first day I got it,but I was told that it’s too late,but on their policy they said if you bought a car and you are happy about it,you can return within 30 days,but I was told that it’s too late(Autopedigree)got me the finance through MFC,the manager for that auto pedigree has been singing a song since the 27th of December 2018 he has been telling me that he will change the car but kept on postponing,I called him until he started ignoring my calls,I even lodged a complaint in their Head office,but I was never taken to mind,and the service I got from Auto pedigree was horrible,once you sign on the dotted line and leave their garage they don’t give a damn about you,I even lodged a complaint on MIOSA but I haven’t had a response now since I lodged the complaint in August 2019 till now nothing,I’m sorry horrible disappointed,I don’t even know who is gonna help,it looks like people are taking advantage of me and I’m sick of it,first thing is I’m driving a Hyundai Accent,2017 model but I’m paying R6300 and the minus 30 % residual,I don’t even know who told to do that,please help.