Repossesion of Vehicle - One month in Arrears!!!!!

<p>I've been unemployed since 2015 due to retrenchment but have fortunately managed to keep my payments up to date most of the time. However there were times where I was unable to make payments but I would rectify as soon as I could. </p> <p>I am once again a month in arrears and made have spoken and made arragements with numerous people at MFC regarding getting my account back up to date.</p> <p>Now I would like to know from MFC why they sent an agent(Kobus) who tried to sucker me to voluntary surrender my vehicle and after I refused he then threatened that he would come back with a court order ,....... WOW.</p> <p>Now yesterday Kobus once again paid me a visit and left a note in my post box informing me that MFC had issued me a Sect. 129 notice.</p> <p>I would like to know what is the use of making the necessary arrangments regarding getting my account back on track when it's obviously a waste of time if MFC send out the vultures to reposses even though a person is only one month in arrears and have made payment arrangments with them.</p> <p>VERY POOR SERVICE AND LACK OF CONSIDERATION TO THEIR CLIENTS FROM MFC!</p>