PRESCRIBED DEBT UNDER MFC.

Motor Finance Corporation in 2015 closed my account for car. Then in the same year they came to my house for collecting my car. But fortunately I carry on paying the instalment. Then in 2017 April I stopped paying after I have found out that my account was closed by the Nedbank Motor Finance. Since then up until to date I did not pay and now is three years without paying and without signing any of the acknowledgement or they did not get any summon from MFC. I think now I am entitled for the prescribed debt. What must I do to get my eNatis papers and the licence disk?