Paying for 9 years on vehicle

This is my ninth year paying on a vehicle where the original contract was R 387 000 inclusive of the balloon payment. When finished paying That amount will be close on half a bar. Mfc never lowered the interest accordingly fir the 3 years I was on debt review, according to my debt review agent. As a result, even whilst paying diligently for that period as well, the interest accumulated to close on R 70k. Bought vehicle in 2006, still paying and now, having had a bit of financial trouble due to losing my job last year, falling behind with 2 payments, I have been handed over to a PANEL of debt collectors, as well as being threatened with repo, thus after having paid close to R 320 k over the past 9 years. <br> By the way, The account is being investigated by an external independent company. Found out last week so far rhT when the deal was done back in 2006, the dealership's FSp number was invalid. Waiting to hear from my lawyer what the legal implications are of the latter. My vehicle is my main source of income at present, I M free lancing for companies to earn money, I will not give it up easily Mfc, and I will do every thing in my power to have my consumer right be honoured.