MFC turns down finance due to bad calculation

Just app**** for finance at We buy cars. Was declined: MFC saying I am in a negative of R11400.

This is impossible. I would like you to explain in writing, here on hellopeter, how do you calculate thia?

I suspect you deduct my Iemas housing loan and probably my municipal account from my nett salary. Which means it's double, because these are already decided from my salary BEFORE nett salary. My nett in other words is after those deduction.

If not this, please how do you get the R11400 negative. Please. ASAP