MFC Threatening me with a Section 129 notice.

MFC has handled my account in the worst way possible. The debit order for my vehicle finance has never gone off despite emailing and calling the service centre numerous times.<br> <br> I finally paid directly into the account and this month the same thing happened , the debit order did not go off again .I have been sent a section 129 notice all through no fault of my own. <br> <br> MFC has horrible customer service and I regret ever signing up for vehicle finance with them, they must put their house in order ,