MFC SUCKS

Well my story is like this,I have been struggling financially for more than a year now,I have missed 1 payment on my car finance in December last year.i have explained my situation to the people at mfc,and I told them as soon as I get extra money I will pay and cover up the arrears.2 day ago a twit send me a WhatsApp giving me 2 options to pay which will be added to the already heavy car installment that I have.if I give the extra money I must sleep in the car,I must bath at a river and I must eat grass as I will have no money to live,that's if you can call what I'm doing living.i have 5 months left before the car is paid up in full but these guys are dying for 1 month arrears which they will get but instead have no compassion whatsoever.my advice to people looking for finance ,DONT USE MFC ,rather look else where