Mfc /innovation group

I bought a vehicle and mfc finance it after i got the vehicle i receive a lot of calls from innovation group that i need to take a service plan on the vehicle and that they are part of mfc i told them on several times that i am not want it ok they then just load it on my account 12500 after finance ut came to a total of 18900 ok then i only hear that they only pay 2 services that cost around 7500 when i asked them how can that be they told me that mfc make the prices and i got that on a recording that means on everyone that take this service plan mfc and invation group get 11200 from each comsumer after i make this open to them they even a sudden give me full refund although i never use the plan as i pay cash for the services. People be carefull when deal with this people.