MFC has terrible credit checks

So I app**** for finance from MFC about four months ago and got declined because there was some accounts showing as overdue on my profile, I lodged a dispute with transunion and those accounts were removed from my profile so I then reapp**** and specified the matter but still was declined.

I gave it some time to cool off and reapp**** for a car that was a lot less around R*****.** but still was declined even though I have no overdue accounts and all my active accounts have never been paid late but for some reason MFC doesn't look at the fact that I'm not a bad payer.

Other facilities I'm able to get pre-approved but with my luck the dealerships around here insist on working with MFC regarding finance. And when you want to find out more you get the same exact answer everyone with my problem gets from the reviews I've read