MFC Declined me

Good day.MFC is the worst credit provider ever,their consultants are also very rude and not trained. I have made an application for VAF 6 months ago and was declined due to High Risk,i was then advised to give it a 3 month cooling period where I should not apply for any Credit which I have done..i requested my credit Reports and my scores were above 700.i called MFC to verify which credit report they request and they advised transunion,i then made double sure that my credit score is updated,by calling transunion. When I put an application again after 6 months I'm declined again<br> I went the extra mile to send proof of my credit report but they still decline my application. The only thing they can tell me is rebuild my credit score and try again after 3 months,when will I ever get an approval if I need to keep waiting.**** Nedbank sucks.when I called Nedbank to find out the process of doing private finance another consultant referred me to the transact direct website where later I found out that transact direct is no longer in partnership with MFC.i sent a complaint and was chatting via mail to another sales consultant who asked me to resubmit the application to him and he will help m