MFC

Hi I'm July Majola last week I wrote to you (Hellopeter) seeking for help regarding the treat I'm getting lately from MFC. The reason why I'm writting this its because MFC claims to blacklist me if I don't pay the arrears which I owe and it was not my fault because they come to collect the money on the 24th an I get payed on the 25th so if they don't find the money they don't come anymore so I called Nomsa January last week on how can I settle the arrears of R7100 an the agreement we made was I should pay R5700 until I settle the arrears and the car installment is R4900 so this month they took R7100 plus R4900 which was not on the agreement so what should I do because this is not the first time doing this to me and how should I live if they take all tge money I get because right now I'm working short time at work because of covid