Incompetant mfc staff

It is the worlds worst vechile finance company they are not even reachable and doesnot communicate at all trying to pull fast one on poeple after all off the sudden they now trying to tell i ougth them R22000 out of nowhere as everything was paid according to my agreement with them .i would not suggest anyone ever use them as they are imcompetant to say the least really .There is no communication whatsovever i would really rather poeple make sure mfc closes its doors as a company it is really bad not to mention they are doing things outside the credit laws and should be investigated.