Give MFC a miss!

I have just had an experience wherein an MFC representative call me about an unsuccessful debit order in my account. According to the representative, an unsuccessful debit order is equal to there being no funds in your account. This has far reaching implications for one's credit record even though it not based on factual information (in my case a downright lie!).

So, the public must be careful of MFC effectively blacklisting individuals based on incomplete/incorrect information.