DUBIOUS BEHAVIOR:Concern about unagreed change to balloon payment date

I have been paying extra into my account, and MFC sent me a “Client Addendum Document” that brings my balloon payment date forward without my request. I did not agree to this change, and my understanding is that the original balloon payment date stated in my signed agreement should remain in place.

Under the Consumer Protection Act, I have the right to fair and transparent terms, and not to have key conditions like my balloon payment date changed without my clear consent. I request in writing that MFC cancel this addendum and keep my balloon payment on the original date, but I would like this matter to be documented and as I might not be the only client experiencing this dubious behavior.