MR
Monica R

1 reviews | Active since Jul 2018

30 Nov 2020, 09:09

Double Debit on My Account

After clearly stipulating my salary date was the 26th of each month, MFC debited my account the day before and caused the debit to bounce, costing me R110. I phoned the next day to ask them to change my debit order date, which the agent assisted me with, and the debit order came off successfully. A day later I see that they have debited my account twice on the same day, for the same amount but with different transaction descriptions, As it is the last day of the month, I'm panicking because I am now short for the rest of my debit orders due to go off today and tomorrow.

I called the call centre to rectify this egregious mistake and was told I have to wait until tomorrow to apply for the refund ANit would take 5-7 working days to be processed.

Where am I supposed to get the money for my debit orders? If they bounce, is Nedbank MFC going to refund me the unpaid bank charges for each of my debit orders that fails. You were very quick to double debit my account, but fixing it is going to cost me so much money?

I am disgusted, your agents' hands are tied as there is only so much they can do.

Refund me. Now.

0
Replies (2)
Motor Finance Corporation
Motor Finance Corporation's reply30 Nov 2020, 09:20
Official
Good Day Monica

We acknowledge receipt of your complaint.

A complaints resolution specialist with contact you soon.

We do apologise for any inconvenience caused.
 
Regards

Esmeralda Bagley
MR
Monica R's update01 Dec 2020, 12:07
Reviewer Update
I'm very unhappy with how this situation was handled. I was contacted by MFC's complaints department and told I'd have to go into my branch to request the reversal for it to reflect immediately. As I work full time, I was only able to visit my branch this morning. After waiting 30min (and wasting company time for which I am now liable), I was told that FNB branches do not perform reversals in branch, and would have to call the call centre. I spent 45min on hold before I was thankfully assisted.

However, I am now liable, not only for the time I had to waste fixing MFC's mistake, but for a reversal charge to FNB on top of the magtape unpaid charge on the first transaction thanks to MFC not processing information correctly or timeously. That's over R400 I must pay for a mistake that was not my fault.

Really disappointed overall, as I know there will be no compensation for this.