Contract extension

I was hijacked and kidnapped last year, they reversed 2 months debit orders of everything that I pay monthly so that they could have enough money to withdraw, including my Car installment, as a result I have been struggling to bring my vehicle account up to date its behind by 2 months, we were supposed to get performance bonus at work and I was hoping that I will be able to pay everything with it, but then they are delaying, however I got a new job and waiting for my pensions to be paid out so that i can bring my account up to date but MFC are threatening to take my account to external debt collectors which means that my vehicle will be repossessed before I even get my pensions, I am actually asking anyone to assist me with extending my contract by 2 months if they can't wait for me to get my pension payout..