Car finance

I am very disappointed in MFC,I went on maternity leave last year November 2025 as a result they are the ones financing my car. I started calling them on July enquiring with them about maternity leave processes because I knew I wasn't going to able to pay my account. Towards my leave I requested a payment relief plan. Surprisingly they didn't help me till today because I'm black. They handed me over and now they are threatening me that they will reposse the car if I don't pay,now I have to pay the full money for all the months I was on leave. In my life I will never ever recommend someone to allow to be financed by MFC. They are ****** and ***********. If it was a white person they were going to jump. BT because it's a young black person they want to reposses the car and mess up my credit report that's how heartless they are..they still have this mentality that blacks will never afford to buy cars. I regret working with them I can't wait to pay them and never hear from them. They are ****mers.