Worst Investment ever

Five years ago I was promised that my investment with Momentum will grow nicely, They will put me on a so called ''Cautious Fund'' where I will not loose any of my contributions should the markets not do well, Almost five years later I got a statement, all the profit I made went straight to Momentum's so called ''Contribution Charges'' and to top it off almost a R 1000.00 of my contributions also went for their ''Contribution Charges'' if I had gone with my gut and put my money in a bank I would have made a profit of over R 6000.00 by now. This was a total *******, I had a look at the Investec Contribution Fund, they gained over the five years, I had a look at Allan Grey Equity Fund they gained over the 5 Years as well as Coronation top 20, these were the three funds my money was invested in, and I lost out big time, Thanks for nothing Momentum looking forward in canceling my portfolio on my anniversary in October, I will never make this mistake ever again.