JT
Joelle T

1 reviews | Active since Feb 2017

30 Oct 2023, 14:45

This insurance will disappoint you like a ****.

Hi there,

I am writing to express my deep dissatisfaction with the service I have received from Momentum regarding my disability cover. It appears that there has been a misunderstanding, as I never approached Momentum for income protection; it was specifically for my disability cover.

To my dismay, it seems that the facts and documents I provided have been used to suit your needs, causing significant delays and unnecessary stress. I entrusted Momentum to provide me with reliable support during challenging times, only to be met with incompetence and a lack of understanding.

Furthermore, relying on the assurance of having a policy in place to assist me, I find myself without medical aid coverage, with my next psychiatric appointment already scheduled for 28/11/23. The psychiatrist is not gona see me for free on that date and will ask for R4000 for any letter on top of consultation fees and medications having no medical aid. Instead of receiving the assistance I anticipated, I am being asked to provide additional documents at a considerable expense when I am unemployed. This is not a joke I would not sit at home and do absolutely nothing willingly.

I add submitted 3 months bank statements to my kids school and other documents in order to help me with payments arrangement and bursaries for next year. Iam from the police station to write an affidavit. Who will have his kids in curro schools and decide to sit at home and wait for momentum mercies. This is ridiculous.

The lack of professionalism and empathy displayed by Momentum throughout this process is disheartening. It is essential for people to know about the operational shortcomings of companies like yours, and I am considering sharing my experience on social media platforms such as Hellopeter.

As a medical professional, I am well aware of the challenges faced by doctors and the demands placed upon them. I have personally experienced the pressures associated with working long hours and managing multiple responsibilities. I have worked for close to 15 years in Urology. The last 3 years have been hard for me. You guys are heartless. I have endured poor sleeping patterns due to PTSD resulting from an armed ******* in March 2021. Despite this, I returned to work just 10 days after COVID-19 isolation, demonstrating my dedication and passion for my profession.

The income protection policy offered by Momentum falls short of providing adequate coverage for my medical expenses, making it difficult to see the value in having such a policy at all. It is disheartening to feel as though I am begging for what I believe is rightfully owed to me.

In light of these issues, I feel compelled to expose the shortcomings of Momentum's service. People should stay away and I do not know if my case has been discriminated.

My God will see me through. Keep your money to yourself but I will make sure no one else is a victim of this ****. Why made me pay all these years disability cover if you don't understand what it is. And using employers kindness to assist as one reason to play your games.

0
Replies (4)
Momentum (SA)
Momentum (SA)'s reply30 Oct 2023, 14:51
Official
Joelle

We noted your concerns and we have referred the matter to the relevant business area.

They will contact you soon.

Kind regards
EdB
JT
Joelle T's update31 Oct 2023, 10:54
Reviewer Update
My husband used his hellopeter account last night after receiving another email from momentum to add on what He wrote here. His phone was off and couldn't remember his password saved on Google that is why he couldn't log in. I was at work last night. I never found him so disheartened. I will after resting delete this review to allow him to express himself he is very upset and unhappy. Why are your own people confused about the policies. Mariska talking about disability claims are considered only for total (?100%) or permanent disability . Whereas Martie says Temporary or permanent disability from I think 25% inability to perform duties.
Who does that? For 7 months?? Insurance that brings unnecessary stress. Debit orders are taken without stress paying out his a stuttering business.
I will write to hellopeter admin that we will delete this message to add more fact on the rated message.
Momentum (SA)
Momentum (SA)'s reply02 Nov 2023, 14:30
Official
Good day
The matter is being investigated by the relevant business area.
Kind regards
mvdm
JT
Joelle T's update03 Nov 2023, 17:23
Reviewer Update
How long will this take?
Ans in the meantime when will the initial payment for October take place?