Rejecting a valid claim with no valid reasons

<p>On the 3-st of January 2016 I was involved in a life changing motorbike accident. In which I broke both legs, tore my ligament, broke my arm and finger. I was hospitalized for 3months and underwent 8 theater operations. I was discharged in a wheelchair and spent the rest of the year in rehabilitating.</p> <p> </p> <p>Even after my discharge I had to return on 3 occasions for more surgery and as I write this report I have 2 more theatre operations to undergo with orthopedic.</p> <p> </p> <p>I am a client of momentum and took disability provider; which covers total and permanent disability AND functional impairment. 70% or more of both Lowe limbs.</p> <p> </p> <p>I broke my left leg and could not walk for 4months of which thereafter I had to wear a leg brace and learn to walk. Till today the leg is impaired and I still wear a brace. To show it has not healed I have been booked for a surgery on the leg in 2weeks time for a bone graft operation as the bone is not growing and the fracture is too extensive to self heal.</p> <p> </p> <p>My right leg fracture has also not fused yet and my knee ligaments; internal, front & right have been so badly turn I have been scheduled for a ligament reconstruction surgery for November 2016.</p> <p> </p> <p>My dominant right hand finger broke and I have also been booked for further surgery to rotate it so it is straight as it crosses over my pinky finger.</p> <p> </p> <p>When I sent Momentum all my x rays, physiothe****** reports, orthopedic reports and also hospital files they said I was not injured enough to claim.</p> <p> </p> <p>As a person who is still wearing braces, torn ligaments, plates in both legs and arm, limping, struggling to sit, stand, walk, cannot run and play any sport. This to me means I have abnormal motion, sensory loss and motor loss.</p> <p> </p> <p>How then does a company that is meant to COVER in the case of an accident now deem it " not enough injuries " to a person who was 100% healthy and thereafter lost 70% functionality not enough ??? A decision taken without Momentum even asking me to go for their own assessment ???</p> <p> </p> <p>i am utterly dissappointed in Momentum !! I now have to go seek legal assistance so that I as a premium paying client, proves that I am truly disabled since my accident.</p>