Multiply is not worth your time or money.

I've been with Momentum Multiply for a few years now, every year, one has to contact a financial adviser for an annual review for 100 points. Each year, especially this year, has proven extremely difficult to obtain those points. I have contacted no less than 7 advisors as I don't have an advisor, to obtain those points. Each advisor comes back with the same story, I would have to take a policy from them in order for them to assist me. Is that the goal Each year from Momemtum? My last conversation was with an advisor from Stephen Kloppers office, they couldn't assist me, as I turned them down when they tried to offer their services for a policy. I am so fed up now. It's July, I have been trying to find someone to assist me since January this year. I have contacted Multiply who could not help, besides the financial advisor issue, it is so difficult to get to Private Club status. One has to have more than a dozen Momentum policies as well as chase after each point. The Pharmacy earn has decreased by R1100 this year whereas it increased by R300 last year. The discount on flights are almost triple the price of the airlines website price, really not the discount they advertise. I am seriously considering cancelling, this does not seem to be worth the hassle.