Momentum Multiply Health Returns Benefit

Good Day Momentum I am very unhappy with the calculation of the Health Return Benefit!

In 2017 I received R 1000.00 Health Returns per month, which was very good.

In 2018 Momentum changed the benefit calculation of the health returns for every R 500 contributed I get R 250 back which benefits families more which I get!

For 2019 Momentum increased the contribution amount with 10 % to R 550 but the benefit amount only with R 10 which is 3.8%.

Momentum increased my premium with 10.9% but my benefit only 4%.