LR
Lutendo R
1 reviews | Active since Apr 2024
19 Apr 2024, 18:24
Momentum life cover
Momentum decline my application for life cover because I have chronic illness, I'm so disappointed after all the questions and test I've went through with them
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Replies (1)
Momentum (SA)'s replyOfficial
22 Apr 2024, 09:50Lutendo
We are sorry about the disappointment you experienced but the questionnaires and tests were done to assist the insurer in determining whether they are willing to accept the risk that the application carries.
If an insurer is not willing to take on the associated risk, the application may be declined. The acceptance of cover consists of a whole underwriting process, and if the associated risk is too high, the application may be declined.
The type of chronic illness you are suffering from does play a major role in deciding whether to accept the associated risk.
Our sincere apologies.
Kind regards,
EdB
We are sorry about the disappointment you experienced but the questionnaires and tests were done to assist the insurer in determining whether they are willing to accept the risk that the application carries.
If an insurer is not willing to take on the associated risk, the application may be declined. The acceptance of cover consists of a whole underwriting process, and if the associated risk is too high, the application may be declined.
The type of chronic illness you are suffering from does play a major role in deciding whether to accept the associated risk.
Our sincere apologies.
Kind regards,
EdB
Momentum (SA)'s reply22 Apr 2024, 09:50
Official
Lutendo
We are sorry about the disappointment you experienced but the questionnaires and tests were done to assist the insurer in determining whether they are willing to accept the risk that the application carries.
If an insurer is not willing to take on the associated risk, the application may be declined. The acceptance of cover consists of a whole underwriting process, and if the associated risk is too high, the application may be declined.
The type of chronic illness you are suffering from does play a major role in deciding whether to accept the associated risk.
Our sincere apologies.
Kind regards,
EdB
We are sorry about the disappointment you experienced but the questionnaires and tests were done to assist the insurer in determining whether they are willing to accept the risk that the application carries.
If an insurer is not willing to take on the associated risk, the application may be declined. The acceptance of cover consists of a whole underwriting process, and if the associated risk is too high, the application may be declined.
The type of chronic illness you are suffering from does play a major role in deciding whether to accept the associated risk.
Our sincere apologies.
Kind regards,
EdB