Momentum Insure Critical Illness cover is not worth it.

Very quick to make promises and then they hide behind severity of your health condition not to pay claims. Don't take the critical illness cover, it won't pay for additional medical expenses or lifestyle changes if your condition is diagnosed too early. They only pay at the end stage of your disease. If you find out early, you have to pay for all the additional tests and visits until your condition is at a stage they consider bad enough to pay. Where is the peace of mind?