Glorified ******* on unsuspecting clients

I have been a client of Momentum for plus 5 years and was retrenched April 2015. I Informed Momentum as I had Life,Funeral,Retrenchment Waiver and Retirement Cover. They promptly advised to send in requested documents which I did. I was informed much later that it was unsuccessful as I was not permanently employed. Now why did they not inform me initially i would have saved my money elsewhere like Old Mutual whom offered me 6 months waiver. Im disgusted that Momentum uses dirty underhanded fine print tactics to ****** money from unwise people. Im battling to make ends meet and now I have to worry about all these premiums ive paid for so long. No courtesy calls I have proof of communication always by me. Momentum you ***** from poor people who are trying so hard ,to fatten your sponsors for presitigious events based on.lies and tears of people who habe lost so much. Shame on you. Im taking this further to whichever and whoever will listen and there will be someone that will. Stop being ******* and pay back my money. You turned your back on my when I needed you guys.