Think twice before choosing momentum insure

I’m very disappointed with the service received by Momentum insure. I tried to claim for a laptop that had accidental water damage but was denied because their “experts” they got to check it out said it was in storage. Funny thing is, I was using my laptop that very morning of the incident. I assume I was judged based on the amount of dust that was in it, but that wasn’t what affected the use of the item because it was still in perfect working condition. I used it every day as my TV only watching Netflix and Disney Plus. I’d think twice before going with momentum insure. I’m beyond disappointed as it was my source of entertainment in my bedroom instead of having a tv. I tried to dispute their rejection and was rejected again.