Momentum Refer a Friend Promotion is a ****

The Momentum/Alexander Forbes Refer a friend promotion is a ****. The promotion says that if you refer a friend and they pay 3 premiums you get R1000 per person. I referred 2 friends in February who all took the Policy. My payment of R2000 was due on the 15th of June. I received nothing. I only received a payout of R1000 on the 15th of August. 2 months late. Also, I only received R1000 for 2 referrals, I was supposed to receive R1000 per person. I am very disappointed that this is how Momentum does business. Definitely moving back to Santam Insurance.