Momentum - Premium increases due to Ukraine/Russia war and Inflation different to what we commoners experience

Having been a loyal client and not having issues with Momentum for the the past few years , I always recommended them . However I recieved an increase in premiums this year of 18% . No new vehicle or added items to my policy, Instead the person at rentention went through a sermon of stating how good a client I've been with credit rating, claims blah blah blah and wasted 10 mins of my time. The increase though was due to inflation ( different to that the rest of the country experiences) + considerations like war between Ukraine and Russia ! Can you believe that nonsence. I didn't even try arguing with logic of that nature . So - be warned guys.