I never claimed for the cars that are insured it was a laptop twice for fixing it 2 phones, one was damaged and was fixed and tge second one my daughter was ****** in Johannesburg and they pay certain amount

I never claimed for the cars that are insured it was a laptop twice for fixing it 2 phones, one was damaged and was fixed and tge second one my daughter was ****** in Johannesburg and they pay certain amount. The third claim is my husband's ring that was misplaced at home and we could not find it