VH
Vincent H

1 reviews | Active since Aug 2011

07 May 2025, 12:56

Extremely Disappointed – Momentum Has Let Me Down

I have always trusted Momentum and consistently rated them five stars based on the belief that they deliver on their promises. Sadly, that trust has now been broken.

I recently submitted a claim after an incident involving my GWM P Series LTD – a vehicle that comes standard from the factory with steel front and rear bumpers. While towing my caravan, a deer unexpectedly jumped in front of me, resulting in a collision that damaged the left front steel bumper.

To my absolute disbelief, the claims assessor informed the inspector that the bumper was not covered, insisting it was an aftermarket addition. This is entirely false. A simple internet search would have confirmed that the steel bumper is part of the factory standard features. The level of carelessness and lack of due diligence here is unacceptable.

Worse still, I was advised by the assessor, Mongezi Sibande, that I should consider withdrawing my claim because my excess would be higher than the damage—essentially implying the claim was only worth the replacement of a number plate. This completely dismisses the actual damage and is a clear attempt to avoid addressing the full extent of the issue.

I am deeply dissatisfied with how my claim is being handled. I request that someone competent and informed take over the matter immediately. Momentum, this is not the level of service I expected, and certainly not what you promise your clients.

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Replies (2)
Momentum Insure
Momentum Insure's reply07 May 2025, 13:13
Official
Good day Vincent.
Thank you for bringing your concerns to our attention. We are really sorry to hear about your dissatisfaction from the service you received from us.
 Please give us an opportunity to look into this to assist you as soon as possible. 
Kind Regards
Brenda
VH
Vincent H's update08 May 2025, 10:15
Reviewer Update
Momentum, Momentum, Momentum… I am truly at a loss. As a long-standing, loyal customer who has always rated your service highly, I’m now left completely frustrated and disillusioned.
Every time I’ve added a vehicle or item to my policy, I’ve taken the time to give you five-star reviews because the service was excellent—especially from your customer care and sales agents. Maybe it’s time to let them handle claims too, because the current claims process is an absolute disaster.
Yesterday, I received your email about the escalation and internal dispute process, which I assumed meant my concerns were being taken seriously. But then, this morning, I receive a so-called “final report”—and it’s identical to the one from yesterday.
Yes, your team finally admits the steel bumper is factory-fitted, but still no update on the labour costs, repair amounts, or even the inclusion of the bumper damage in the claim. How does that make any sense? What exactly has been assessed, and why is nothing being actioned despite clear facts?
At this point, I would also like to request a copy of the voice recording from today’s call. I have every right to access this as part of my complaint, and I want a clear record of what was said.
Momentum, your handling of this matter is unacceptable. You’re not just dragging out a simple claim—you’re actively driving away a customer who has always supported and trusted your brand.