KM
Kopano M

1 reviews | Active since Oct 2015

09 Jan 2026, 02:17

Clarification on Claim Status and Outstanding Vehicle Repairs

Greetings Peter\ Representatives from Momentum Insure,

Summary of Events My vehicle sustained damage after hitting a pothole on the passenger side. The visible damage included the front and rear tyre and rim, as well as potential hidden damage that would not be visible without lifting the vehicle. Renew-It Bedfordview was appointed by my insurer to carry out the repairs. A few weeks later, I noticed a knocking sound when turning right, which was subsequently repaired. However, the knocking sound persisted. I then took the vehicle to BMW East Rand for a full diagnosis. The analysis report was submitted to my insurer, who forwarded it to Brent. Brent advised that the issue was due to a lack of servicing and maintenance, despite having reviewed the diagnosis video together with Net Assessors.

Please note that the knocking sound originates from the rear side that was affected by the pothole. Donovan also confirmed that the knocking sound was present at both the rear and front during a test drive on the passenger side.

Brent arranged a follow-up meeting for the following day, to be attended by Net Assessors, Noluthando, himself, and myself. Unfortunately, on the day of the appointment, he cancelled due to an emergency when I contacted him. I also observed that disappearing messages were enabled shortly after our call. Subsequent late arrangements made with Net Assessors gave the impression that there is a very very close\good\relationship between Brent, Net Assessors and third parties which raises concern regarding the status of my claim. Brent mentioned that I will have to take my vehicle to REX DIFF GEARBOX AT BOKSBURG(without inspecting the rear side(dependant on the video Diagnosis i have supp**** them), based on the response he had received from Net Access.

MY CAR SUSTAINED THE DAMAGE AFTER THE POTHOLES AND IT IS NOT DUE TO MAINTENANCE OR SERVICE.

At this stage, I would like to kindly request confirmation on whether my claim has been closed. Please also advise whether the insurer or Brent intends to proceed with the necessary repairs, or if I should make arrangements to repair the vehicle at my own cost.

Lastly, I would like to extend my sincere thanks to Darrio and Noluthando from Renew-It Bedfordview for their continued professionalism and assistance throughout this process.

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Replies (3)
Momentum Insure
Momentum Insure's reply09 Jan 2026, 08:21
Official
Good morning Kopano.
Thank you for bringing your concerns to our attention.
We are sorry to hear that you feel this way and are unhappy with the service received. We put great importance on the quality of our services and the satisfaction of our customers. 
Please allow us an opportunity to investigate and determine what transpired and we will reach out to you personally to discuss your concerns.
Kind regards
Brenda 
KM
Kopano M's update16 Jan 2026, 14:27
Reviewer Update
Continuation of my statement:

My vehicle was taken for inspection by the insurer, and the findings were reported as follows:

“Report:
Noise from the rear diff.
We opened the diff and found that the crown wheel and pinion gears are broken on a few teeth. The
spider gears also broke on certain teeth.
If the pothole or whatever the client went through is big enough it can cause the wheels to spin and grip
abnormally causing damage to diff gears.
We can not say for sure that this is the case as we do not know the extent of the accident.
See photos attached.”


Unquote


This report accurately reflects what occurred after I hit the pothole.

The report was issued on Wednesday, and communication was received from Thando Renew-It. However, when I followed up with the inspection company this morning regarding my vehicle, I was informed that Insurance assuming Netassess had contacted them again this morning and spoken to the manager—despite the report already having been finalized on Wednesday. This raised serious concern.

After this call, new issues were introduced(not from inspection company as I do not get direct communication from them), specifically regarding the vehicle’s mileage and service history, which were not previously raised on the inspection report.

Ms. Litsa from Netassess has since introduced unrelated reasons, which I believe are unjustified. She is the same individual I met when my vehicle was taken in for inspection. She arrived late and appeared unprepared, which immediately raised concerns regarding the handling of my claim.

She stated that the damage is due to wear and tear, citing the vehicle’s age and mileage. She also mentioned an oil leak, which is unrelated to the differential failure. Furthermore, she claimed that the vehicle has not been properly maintained.

My vehicle has undergone two separate diagnostic assessments, both of which confirmed differential failure. The vehicle is otherwise in good condition and had no prior issues before the pothole incident. The only damage sustained is the differential damage caused by hitting the pothole.

The vehicle’s mileage and service history are not relevant to the damage caused by the pothole and should not be used to justify rejecting the claim. Based on my discussions with independent parties, including BMW, it has been confirmed that it is highly possible for a pothole impact to cause differential damage. This strongly supports the conclusion that the damage resulted from the pothole and not from poor maintenance or wear and tear.
KM
Kopano M's update16 Jan 2026, 15:51
Reviewer Update
For the past few days, communication was poor, no updates, I follow up.
I felt the “Goodluck” from Brent



It is concerning that my claim was declined despite clear technical findings indicating impact-related damage.