Worse cover with momentum health4me gold

Horrible , please stay away ..I am currently in the process of leaving ..Advisor name kershne kalicharan is so blunt and not at all helpful in fact if you want stress have this cover with momentum ...that guy Ricardo reddy is also a **** he sells these covers like he owns the business and lies about it and now his apparently out of the business..they just full of **** ! When you want to claim they give you stories and you limited to going to the day to day yet you must still pay in full. Never again will I ever take such an insurance or cover !