Not worth the effort.

Do not waste time with momentum ingwe option. I've been on it since 2017. Since then the premiums have sky rocketed and you always struggle to make use of this medical scheme. Worst of all, they waste your time every year when you need to redo your income declaration, the consultants always put you through from one call centre to another, yet I don't even know what my new premium is after submitting, as they take their time to come back to you. I will be looking at other service providers in the near future as this is not what you would expect from a private company.