Momentum health the worst

Momentum Health the worst ever had a broker that had no idea what he was doing sold the wrong product to me after I joined and needed the medical aid I only then found out through Momentum that it is not the right product I cancelled my membership with them and asked I need my refund back and then only got informed that only after 4 months I will get my money back I was only with them for 2 months could never use my medical aid as the cards were never given to me and it was just a hospital plan now I must wait 4 months for my refund unacceptable as momentum certainly does not wait 4 months for a premium to be taken I want my money