Momentum Health Saver plan

Mr Please be AWARE of Momentum Health Policy and Coditions. I was dooped in signing up to the Momentum HealthSaver Product in order to suplimant my Momentum Incentive Medical scheme plan that offers only 10% of your total M/A plan contributday towards you day to day savings benifits. That means R600 per month benifit for every R6000 contribution. Please take note that ALL and EVERY medical claim and short falls are paid from your day to day benifits, except in the event of hospitalisation. DO NOT BELIVE ANY THING ELS. R600 per month do not go very far for 2 Adults. To compromise for this inadequate benifit, which Momentum is aware of, Momentum offer you a HealthSaver product to which you can contribute on a monthy basis to sublimant the short fall that will occur when this day to day benifits are depleted. BEWARE: Any contributions OVER AND ABOVE your monthly contribution, into this HEALTHSAVER can ONLY be used for purchases at a pharmacy and medical expence. DO NOT FALL FOR ANY OTHER PROMISES THEY MAKE. I have been contributing R3000 per month for the past 14 months, a total of R42 000 over this period whith the understanding that these funds could be withdrawnat the END of the financial year. Now that I want to draw the balance of R30 000 of these fund to pay for school fees and school uniform, Momentum is REFUSING for transfer these funds back to me and say that I can only use it for purchases at a pharmacy for medicines and medical expenses. The only option available to me to access these fund is to cancell my Medical Aid with Momentum and wait 6 MONTHS before fund will be paid back to me. Please do not fall for any thing els that they tell you or any other promises they make. READ THEIR POLICY VERY CAREFULLY TO AVOID DISIPONTMENT. Knowing what I now now, I would have paid this money into a Tyme Bank account. Atleast I would have earned interest on MY money and if I used it to by toilet paper from Pick n Pay I would have received double points or alternatively put my money in a 32 day notice account with a bank to ensure that I do not irresponsibility spend my saving.