Momentum health!

I have been on Momentum health (ingwe plan) for about 6 years. I only have one beneficiary who is my wife and together we pay R5235.00

Unfortunately this has been the worst experience ever. We are highly restricted on doctor visits, medication and even being admitted to hospital. My wife has been sick for a while now and they refuse to pay for any medical procedure that has to be carried out.

What is the use of paying so much while we cannot even utilize the service. This is a complete inconvenience and an unnecessary expense!