Dont ever go for this medical aid, Its a real trap

i am so unhappy, after joining with momentum health i was advised that i am accepted without any waiting periods or pre medical exclusions. after being admitted to hospital for a tummy cramps, they advised the hospital that they cannot authorize any hospital admissions as i have been with momentum for a less than a year, they need to investigate first if this is not something that happened to me before, to make it worse they tell me i can only be admitted after 12 months and this will be without having a clinical report done. I want ot cancel this medical aid with immediate effect!! which means if u are almost dying they will not admit you immediatly they have to \investigate"first. UNBELIEVABLE!!1"""