Bad policy

So I decided to look out for a new medical aid, as my current medical aid with Discovery is just day light *******! I call my friend who deals with different medical aids and gives me great option in order to move over to Momentum Health. I was delighted due to I was with them years ago, but unfortunately had to change due to my company. Yesterday I get a phone call to say if I join Momentum for the first 3 months I need to go to a State Hospital in order to get my chronic medication! I was taking a good plan on the Incentive Plan that is nearly R 1870.00 per month where I choose to go to specific private hospitals and then for 3 months I must go to a State Hospital! What king of \so called"great medical aid does that!!! The State Hospital is in Pretoria CBD"