Is Medihelp becoming just another insurance company?

I am a member since 1997 with Medihelp. I consider them a professional and good Medical Aid. But after going to the GP the 1st time this year for extreme back pain I noticed the GP consulation and X-rays was paid out of my savings fund. After 27 years I don't bother to read the benefits changes from year to year any more - I trust my medical aid has got my best interest at heart. Now I see the Annual day-to-day benefits will only be given after depletion of savings account funds. WHAT!!!! So I pay an extremely high premium every month, but must first use my own savings to pay a GP? I am SHOCKED! It seems medical aids are now becoming like insurance companies with loopholes to avoid paying. I am not impressed with this new rule and thought it best to warn other members who just see provider paid and not from what fund it was paid from.