In order to understand my predicament, I must give a short background

In order to understand my predicament, I must give a short background. Following a series of strokes, I have been medically boarded. I used to have a Discovery Medical Aid Membership, and due to financial constraints, I had to cancel it. After I tested the market, for other options a Hippo advisor gave me a quote, for Medihelp. Somehow I was enlisted on both funds. I have reached out to the Ombudsman for guidance, which is fine (they still have to review), and I am still waiting for a response from both funds. At present I am paying monthly payments to both, which I *CANNOT* AFFORD ! I will not recommend either of them to *ANYONE* ELSE! For that matter the same applies to Hippo!