Mama Money 5% transaction charges is a diluted practice

I've been delving into the strategies employed by mama money to charge customers for sending money to their countries. Mama money boasts about being one of the most affordable companies, charging a low rate of 5% or even less for each transaction. However, I have my doubts about this claim. What mama money actually does is manipulate the exchange rate to keep it lower than the market rate, while still charging 5%. Their intention is to create an illusion of being the cheapest option. Essentially, they compensate for the seemingly low transaction fee by keeping the exchange rate unfavorable. So, before entrusting your money to mama money, it's crucial to conduct thorough research. Compare their exchange rate with other competitors and see if it truly benefits you. Another concern is that mama money tends to fabricate customer experiences and reviews to attract potential customers. This is completely false. Nigerians who use mama money should approach it with caution, understanding that it is a business aiming to make profits through the tactics I've described. Other competitors, even if they appear to charge higher rates, might actually be conducting genuine transactions without any hidden agendas.