Usseless

Its the second time that Sa Warranties decline me when im in time of need. I have only claimed once i think. The second time with coolant houzings on my car and now the rocker cover thats a cruesial part that needs replacing and they decline me. What is the use of Sa Warranties? I paid for it when i baught my car and when i needed it?? Nobody helps.... i am sitting with so much dissapointment. Sa Warranties no thank you.....never again will i fall for it.