SA Warranties / Regent Insurance. Dont go for their products!!

I bought a car, they knew the model, kms and make... The dealer sells you this "warranty" making it sound like the best thing ever... come to claiming, they pay you a drop of what the actual damage is. ( they are prepared to pay R12500, damage R92000 for repairs ) Asking them really... no actually begging them to meet me at least halfway for the costs.. they simply shut me down saying they cant help me.. I was prepared to pay half, this is my first claim.. I have this car a year, and only did 7000kms... They are selling products under false pretentions.. PLEASE READ and stay away.. Use another warranty provider.