Not even prepared to pay half

29 June 2015 a claim was submitted to SA Warranties by Bosch service centre in Pamona Kempton Park which the claim was totalling R2900 and SA Warranties is only willing to pay R700, now how fair is that ? and reading the complains that people have with SA Warranties im thinking if i shouldn't just cancel the policy because honestly speaking SA Warranties seem to me like a money making scheme, how can we pay so much but yet get so little help from it ?